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Already living in Greece
The things nobody tells you until you need them. This section is thinner than the others because most of it is practical knowledge rather than published rules — we are building it out, and we would rather have five honest pages than twenty padded ones.
Last verified 12 September 2026 · 1 day ago · checked by spec-import Every figure on this page was checked against its source on this date.
The practical basics
Telecoms
Cosmote, Vodafone Greece and Nova are the main operators. Prepaid SIMs and eSIMs are
widely available. Fibre coverage is expanding in cities and improving on larger
islands; home internet runs Home internet€30 to €45 a month — source and verification date
Utilities
Electricity comes from PPC/DEI and a growing set of private suppliers. Water is EYDAP
in Athens and EYATH in Thessaloniki, with municipal utilities elsewhere. Budget Utilities for an 85 m² apartment Strongly seasonal. Winter heating and summer cooling both produce spikes.€120 to €200 a month — source and verification date
Transport
Athens runs metro, bus and tram under OASA with the Ath.ena Card; a monthly pass is Monthly public transport pass, Athens€30 a month — source and verification date
Driving
EU licences are valid. Non-EU holders need to exchange their licence or hold an international permit within the permitted window. The one that costs people money: driving a vehicle on foreign plates after you have established residence can result in fines and the vehicle being barred from use. Regularise it rather than hoping.
Banking
Alpha Bank, Eurobank, the National Bank of Greece and Piraeus Bank are the main banks. Revolut and Wise are heavily used by newcomers, but a Greek IBAN is still needed for some payroll, utility and government purposes, so plan on having both.
Schools
Greek public schools are free. Private and international schools following IB, British and American curricula concentrate in Athens and Thessaloniki, and fees vary enough that they need researching school by school rather than as a range.
Language
Greek is not required for daily life in Athens, Thessaloniki or tourist areas. It is required for bureaucracy, for deeper integration and for citizenship. The Ellinomatheia certification levels are the standard measure, and the citizenship route expects them.
The rhythm of the year
August slows almost everything down. Afternoon quiet hours are observed and enforceable. Orthodox Easter, not Christmas, is the main annual holiday. All three have practical implications for appointments, deliveries and moving dates — do not schedule anything that needs a public office in the first two weeks of August.
Pets
An EU pet passport, microchipping and rabies vaccination are the baseline for bringing an animal in. Requirements differ by country of origin, so check before you book a flight rather than at the airport.